Fidelity 24/7 Current Account

The Fidelity 24/7 Current Account gives you the freedom to track and manage money. Enjoy unlimited transaction and convenient access to your funds 24/7 via our digital platforms.

BENEFITS

1. Unlimited number of transactions on account 24/7
2. Get Personalized cheque-book
3. Access to Visa/Mastercard Debit and Prepaid card
4. Available in GHS, USD, EUR & GBP
5. Instant transaction notification via SMS/ Email Alert
6. Free access to the digital platforms- App, USSD, WhatsApp banking
7. Access over 6000 agents and branches nationwide

FEATURES

1. Minimum opening balance: GHS 50
2. No minimum operating balance
3. Account maintenance fee apply (refer to our Tariff guide)
4. Unlimited number of transactions

Fidelity Reserve Account

Helps you take care of important expenses and achieve your short- to- medium term savings goals. Pays competitive interest on savings with no Account maintenance fee.

BENEFITS

1. Automated Standing Instruction to ensure regular savings from your transactional account
2. Earn competitive interest rate up to 3%p.a.
3. Track your savings 24/7 via our mobile App & digital platforms
4. Can be used as security for cash backed credit facilities
5. Access your savings whenever you to via ATM and digital channels
6. Allows up to 3 free withdrawals per month

FEATURES

1. Minimum opening balance GHS 50
2. Minimum operating balance GHS 50
3. No Account Maintenance fee
4. Allows up to 3 free withdrawals per month,
5. Penalty fee applies if monthly withdrawal is exceeded

Fidelity PayCheck Plus Account

A current account exclusively for salaried workers who earn between GHS700 - GHS2,999. Access to pre-approved Salary Advance and free annual personal life insurance worth up to GHC18,900.

BENEFITS

1. Free personal insurance cover benefits worth up to GHS18,900 (Ts & Cs apply) against:
   1. Job loss cover: up to GHS4,500 (exclude employees on contract)
   2. Accidental Hospitalization cover: up to GHS6,000 (GHS100/day)
   3. Total Permanent Disability cover: up to GHS5,400
   4. “farewell”/ Death cover: up to GHS3,000
2. Pre-approved Salary Advance up-to 60% of monthly salary.
3. Zero interest rate on Asset Finance loan
4. Waives Monthly Account service fee*

(if minimum average monthly balance of GHS5,000 is maintained)

5. No monthly e-banking charges and free sms alert
6. Free access to all digital platforms

FEATURES

1. Minimum opening balance GHS 50
2. No minimum operating balance required
3. Monthly bundled service fee apply ((refer to current Tariff guide)

(waived if minimum average monthly balance of GHS5,000 is maintained)

4. No interest paid on account

Paycheck Prime Account

Offers a unique banking experience with priority service at any of our branches and free annual life insurance worth up GHC52,000. Exclusively to our Executive salaried clients who earn monthly salary between GHC3,000- GHC10,000.

BENEFITS

1. Free annual personal insurance cover worth up to GHS52,000 (Ts & Cs apply) against:
   1. Retrenchment/ Job loss cover: up to GHS15,000 (exclude employees on contract)
   2. Accidental Hospitalization cover: up to GHS9,000 (GHS100/day)
   3. Total Permanent Disability cover: up to GHS18,000
   4. “farewell”/ Death cover: up to GHS10,000
2. Priority service at any Fidelity bank branch across the country
3. Pre-approved salary advance facility of up to 60% of net monthly salary.
4. 5% - 20% discount from our lifestyle partners and dealerships
5. Zero interest rate on Asset Finance loan
6. Waives Monthly Account service fee*

7. No monthly e-banking charges and free sms alert
8. No e-banking charges and free sms alert
9. Free access to Free access to digital platforms

FEATURES

1. Minimum opening balance GHS 50
2. No minimum operating balance required
3. Monthly bundled service fee apply (refer to current Tariff guide)

(waived if minimum average monthly balance of GHS10,000 is maintained)

4. No interest paid on account

Fidelity Edwapa Account

The Fidelity Edwapa account makes your business transactions seamless by combining a range of payments and cash collection options for convenient customer and business (start-up and small business) transactions- both locally and internationally. The account is designed exclusively for Sole Proprietorship businesses, Individuals trading in their personal names, trading, organized groups, and market associations (annual turnover above for easy banking.

BENEFITS:

1. Convenient digital payment and collection services
   • Receive payments via: MoMo (All network), Merchant ID, Card (POS), GHQR
   • Cash pick-up by Mobile Teller (Upon request)

2. Free annual life insurance cover worth GHS48,000 (Ts & Cs apply)
   1. Hospitalization cover worth up to GHS9,000
   2. Disability or Death cover worth up to GHS20,000 each
3. Earn monthly interest on current account up to 2% p.a.
4. Waives account service fee*

(if minimum monthly average balance of GHS 10,000 is maintained)

5. Free instant sms & e-mail alert on every transaction
6. Personalized cheque book and Visa Gold card
7. No Monthly E-Banking charges
8. Access to business support loan up to GHS200,000 & Overdrafts
9. Local and International trade payments and Forex access

FEATURES

1. Minimum opening balance GHS 50
2. Minimum operating balance GHS 50
3. No limit on number of transactions
4. Eligible for cheque-book and Visa Gold card upon request
5. Bundled monthly account service apply (refer to current Tariff guide)
6. Valid National ID and completed Edwapa account form required

Fidelity Student Account

Welcome to the world of digital banking and enjoy true freedom. Pay online and receive payment or remittance from anywhere. Join our community of students and enjoy an exciting digital and networking experience.

BENEFITS

1. 1^st free debit card issued to student
2. No Monthly Account Maintenance
3. Pays up to 5% p.a. as interest on average monthly balance
4. No limits of number of transactions
5. Free access to Mobile App, “Kukua” on WhatsApp & *776#
6. Exciting loyalty and access to events and workshops.
7. Shop, pay and withdrawal money from any ATM with your Fidelity debit card

FEATURES

1. Minimum Opening balance GHS 10
2. No minimum operating balance
3. No Account Maintenance Fee
4. SMS alert fee apply
5. No restrictions on withdrawal

Fidelity Bright Kids Account

Give your child/ ward a head start to a brighter future by saving towards that future. Teach them the importance of saving and watch them achieve financial independence.

BENEFITS

1. Free automated Standing Instruction from parent/guardian’s account to Bright Kids account
2. Earn competitive interest rate up to 5%(tiered) p.a. on account balance
3. Conveniently pay school fee directly from account
4. No monthly account maintenance
5. Free SMS alert and digital channels
6. Open more than one Bright Kids account for each child/ ward
7. Access to Prepaid card for child/ward

FEATURES

1. Minimum Opening balance GHS 50
2. Minimum operating balance is GHS 50
3. One withdrawal allowed per month*

(penal fee apply for exceeding withdrawal limit)

4. Account is available in GHS; USD; GBP & EUR