A Proven Business Model Strong Client Focus Client at the center of everything we do Local Delivery and Decision Making with Deep industry expertise Coverage strategically segmented and focused to best serve client need Competing from a position of Strength Industry - Leading and broad base capabilities Unique Value proposition for clients Operational Efficiencies and strong branch delivery outlets Investing to Better Serve Clients Adding talented and experienced Bankers Expanding our relationships in targeted sectors and industries Investing to enhance client experience and drive product innovation Strong Principles Rigorous client selection with a long-term view in mind Focusing on markets and sectors we know best Delivering on a growth target