FIDELITY LIFE PLAN Learn More × Type Details FIDELITY LIFE PLAN It’s a term life Insurance solution underwritten by Prudential Life Insurance. It is designed to provide policyholders and their family a 360-cover against unplanned life impacting events such as Death, Total Permanent Disability and Critical illness or Diseases. Features Offers a minimum unlimited life cover of GHS 50,000 No maximum life cover No medical exams required The minimum term for Life Plan is 5 years and the maximum term is tied to the 70th birthday of insured Allows policyholder to choose between two plans Gold ( Death and Total Permanent Disability ) Diamond (Death, Total Permanent Disability and Critical illness) Benefits 100% no claim cash back at maturity of the active policy Free annual medical check-up upon payment of all annual premiums Death benefit Total Permanent Disability benefit Critical illness benefit. FIDELITY HOSPITAL CASH PLAN FIDELITY HOSPITAL CASH PLAN Learn More × Type Details FIDELITY HOSPITAL CASH PLAN It’s an Insurance solution underwritten by Prudential Life Insurance which provides clients with financial support during hospitalization. Features Age limit for the insured and spouse between 18 to 60 years at policy inception. Age limit for Children should be under 18 years. The Plan is renewable up to age 65 years. Premiums cost as low as GH¢13 per month Start date of insurance policy is the first day of the month following receipt of a full month premium. There is a ninety (90) days waiting period following the policy start date. No claim will be paid during this period. Fidelity Bank will pay claims within five (5) working days upon complete submission of forms. Benefits Daily Hospital Benefit Level per night up to a maximum of Benefit Level per night Amount (GHS) GOLD 100 SILVER 80 BRONZE 50 50% of the benefits cover for your spouse and children. Pays up to GHS100 per day of hospitalization and up to GH¢3,000 per annum 25% of the total premium is paid to the policyholder if no claim is made in 2 years Hospitalization due to pregnancy and childbirth in the first year of policy is excluded. FIDELITY LIFE PLAN FIDELITY EDUCATIONAL PLAN FIDELITY EDUCATIONAL PLAN Learn More × Type Details FIDELITY EDUCATIONAL PLAN It’s an educational Insurance solution underwritten by Prudential Life Insurance. It is designed to guarantee a child’s future educational needs no matter what happens to a guardian or policyholder. Features Minimum and maximum entry age to sign onto policy 18 and 60 years Maximum age for cover is 70 years Cover duration 8 - 25 years Premium rate between GHS30 to GHS1,000 / month Benefits Maturity Benefit: accumulated Funds plus interest gained Graduation Benefit of 4% of total premium paid Partial withdrawal of up to 50% accumulated allowed after the first year Fidelity (Prudential Life Insurance) will continue with premium payment on behalf of policyholder should death occur before 65 years or permanent disability occur before 60 years. Embedded Inflation Protector to protect the value of policy against negative inflation. FIDELITY HOSPITAL CASH PLAN FIDELITY FAREWELL PLAN FIDELITY FAREWELL PLAN Learn More × Type Details FIDELITY FAREWELL PLAN It is a life insurance solution offered in partnership with Prudential Life Insurance Ghana. It gives customers the assurance that they and their loved ones are protected against the financial pressures that come with the final expenses. Customers can choose between the Classic and Premier options of the Farewell Plan to suit their need. Features – Classic Plan Maximum entry age is 59 years Parents up to 74 years also covered Option to cover spouses, children, parents/parents-in-law Cover level for the policyholder and spouse is 100% of the Sum Assured and 50% for all other insured lives. Premium is determined by the ages of the policyholder and other relatives undercover Premium is as low as GHS20 per month The policyholder has the option to choose Cover level / Sum Assured ranging from GHS 3,000 to GHS 15,000. Features – Premier Plan Maximum entry age is 59 years Parents up to 74 years also covered Option to cover spouses, children, parents/parents-in-law Cover level for the policyholder and spouse is 100% of the Sum Assured and 50% for all other insured lives. Premium is determined by the ages of the policyholder and other relatives undercover The policyholder has the option to choose Cover level / Sum Assured ranging from GHS 20,000 to GHS 50,000. Benefits Classic (Standard) Death Benefit Loyalty Benefit No Claim Cash Back Accidental Death benefit Family Cushion benefit Hospitalization benefit Waiver of premium benefit Benefits Classic (Optional) Cash investment Pre-Burial Benefit Post Burial Benefit Annual Benefit Escalator Benefits Premier Death Benefit Waiver of premium benefit Return of premium FIDELITY EDUCATIONAL PLAN Fees & Rates Click here to download our tariff guide.
