Smart Business Learn More × Type Details Smart Business The Fidelity Smart Business account is designed exclusively for Sole Proprietorship businesses, individuals trading and micro business with an annual turnover of less than GHc50,000. The product is positioned to provide banking support to young entrepreneurs, micro enterprises and start-ups to grow their business while offering concessionary rates on account services targeted at price-sensitive clients. Features Cash collection service Travel insurance (upon request) Additional insurance policy for Hospitalization, Education, Life and Farewell plan Personalized cheque book Minimum opening and operating balance of GHs20 Customized Withdrawal Booklet Smart Account Smart Account Learn More × Type Details Smart Account The product offers customers with minimal KYC the convenience of transacting on accounts without restrictions Features and Benefits Minimum KYC account Ghanaians only A minimum opening balance of GHS20 (GS15 for the cost of the card and GHS 5 as opening balance) No cheque book Paid Interest Access to Fidelity mobile app, USSD and other channels (Agent network, branch, ATM) Smart Business Y'ello Save Account Y'ello Save Account Learn More × Type Details Y'ello Save Account A product that allows MTN mobile money customers to enjoy up to 12% interest rate through their mobile money A product that offers the convenience of saving towards a goal through daily, weekly or monthly deposits. Features and Benefits Self-registration (Dial *170#, select opt 6 and follow the prompt Minimum operating balance is GHS2 Paid Interest A flat rate of 3%p.a earns when more than 3 withdrawals are made in a month. Smart Account Smart Goal Account Smart Goal Account Learn More × Type Details Smart Goal Account The Fidelity SMART Goal Account offers you a flexible and convenient way of saving to achieve your short-to-long term financial goals. Whether you are saving for your child’s education, raising funds for your first business, or simply saving money for that special occasion, make that smart move today with the Fidelity Smart Goal Account. Benefits Free embedded personal insurance cover worth up to GHS6,900 (Terms and Conditions apply) against: Hospitalization for 30 days annually (GHS30 per day on admission) Total Permanent Disability up to GHS3,000 Farewell/ Death up to GHS3,000 (Terms and Conditions apply- click for details) Earn competitive interest on your savings up to 7% p.a. No monthly account maintenance fee Start with as low as GHS30 per month or more Free Standing Order to fund your Smart Goal from your main account Track your savings goal via your Fidelity Mobile App or *776# Features Interest is calculated daily and paid monthly Minimum monthly savings is GHS30 Minimum balance to enjoy free insurance cover is GHS600 plus monthly savings Y'ello Save Account Channels and Debit Cards Channels and Debit Cards Learn More × Type Details Channels and Debit Cards Agent Outlets ATM Fidelity Mobile App USSD (*776#) Branch POS Fidelity E-zwich Visa Debit Card Smart Goal Account Fees & Rates Click here to download our tariff guide.
