Who are the major shareholders of Fidelity?

Refer to the home page for names and percentage holding of key shareholders

Who is Fidelity Bank's independent external auditor?

Currently, PricewaterhouseCoopers (PwC) is the independent external auditor. PWC took over from Deloitte who were auditors from 2006 to 2012 financial year

Are Fidelity Bank’s shares traded on the GSE?

No, the bank’s shares are not yet traded on the Ghana stock exchange

Where can I find information on historical financial statements?

Copies of all historical financial statements are filed on the Investor Relations portal

In what currency does Fidelity Bank Report?

The bank reports its financial statement in the Ghanaian Currency – CEDIS (GHS)

Where can I find the current share price? Where can I find information on historical share prices?

As the shares of Fidelity are not publicly traded, or listed on any Stock Exchange, the shares are not publicly priced.

What are Fidelity’s businesses?

Fidelity Bank was issued with its universal banking license on June 28th 2006, making Fidelity Bank Ghana Limited, the 22nd bank to be licensed by the Bank of Ghana under the new Banking Act, 2004 (Act 673). The Bank is owned by Ghanaian individuals and institutional investors including Africa Capital, SIC Life, SSNIT, and also by its senior executives. The Bank was formerly Fidelity Discount House, the leading discount house in Ghana. After operating profitably for 8 years, the business environment in the country attracted investors to the idea of establishing a bank. Fidelity Bank has a team of high calibre of professionals with diverse skills and experience.

Fidelity Bank offers a comprehensive range of banking and financial products and services to meet the banking and financial needs of existing and potential customers. We have the following businesses


Corporate Banking: Focus on large corporate and medium-sized entities organized in different groups: telecom, utilities, oil, construction, churches, manufacturing, China, etc

Public Sector Business: Focus on government and quasi government institutions. Active in all segments of government,  and in all sectors of the economy.

Institutional Banking: Focus on Non-Banking Financial Institutions and Para-statals.

Treasury: Strategically positioning the bank to optimize gains from the macro economic trend of the economy.


Consumer Banking: Focus on individual and retail clients with in-depth knowledge of the local market. Extensive leverage on alternative distribution channels & innovative marketing

Financial Inclusion: Mass to market strategy to tap into the unbanked by deploying agents and Smart FSAs. A Special Unit headed by a Director just created to ensure special focus on this initiative

E-Banking: Multi-channel approach to target internet users via the multiple online gateways – internet banking, and also sell all the card products. Transaction Banking to Support Business Units

Subsidiaries: Fidelity Bank has two corporate subsidiaries: Fidelity Asia Bank Limited (FABL), and Fidelity Securities Limited (FSL). Fidelity Asia Bank Limited (FABL) was established in July 2012 as a wholly owned Asian subsidiary in Malaysia. FABL carries on the business of offshore banking. Fidelity Securities Limited (FSL), a fully owned subsidiary of the bank, is the investment banking arm of the bank. Formerly known as Fidelity Asset Management, FSL’s business involves providing advisory services, issuing of securities, raising of capital and undertaking portfolio investment management for clients.

When does Fidelity announce financial results?

Prior year financial results are published on/before 31st March of the following year. Every half year, we also publish the half-year results each year in July/August.

Are dividends paid considered

Yes, dividends are paid net of 8% withholding tax for residents (15% for non-residents)

Does Fidelity Bank pay dividends? What is Fidelity's dividend history? How much is Fidelity’s dividends per common share?

Since 2009, Fidelity Bank has consistently paid dividends to its cherished shareholders. 

What is Fidelity Bank’s fiscal year?

The bank’s fiscal year starts from 1st January to 31st December each year

Who is Fidelity Bank's legal counsel?

The legal counsel for Fidelity is Bari & Co., Suite # 1, 5th Floor, Trust Towers, Adabraka, Accra, Ghana

Who has Fidelity Bank acquired in the past?

The bank has just acquired 100% ownership of ProCredit Savings and Loans Company Limited. The transaction means Fidelity has purchased all the shares currently held by the two shareholders, PCH and the DOEN Foundation of the Netherlands. The objective of the acquisition is to enable ProCredit Ghana to transfer its strong SME processes and qualified staff to Fidelity to enhance the Bank’s SME strategy. After the merger Fidelity will have a branch network of 80, 100 ATMs, 300 agencies and more than 700,000 customers across the country. The merger will also consolidate the bank‘s position as a top six bank in Ghana with the third largest branch network. The transaction is subject to Bank of Ghana and shareholders’ approval, and the completion of other closing conditions.

Where can I learn more about Fidelity's history?

Please refer to the introduction menu of this website that tells the history of this bank