Investor Relations

Our Mission

To become an established top 3 bank in Ghana by 2021 based on all key performance indicators: Quality of Deposits; Operating Income; Quality of Loan Book; Return on Equity; Cost to Income Ratio, and anchored on three key pillars:

  • people
  • service and processes
  • return to stakeholders.

Fidelity Bank was issued with its universal banking license on June 28, 2006, making Fidelity Bank Ghana Limited, the 22nd bank to be licensed by the Bank of Ghana under
the new Banking Act, 2004 (Act 673). The Bank is owned by Ghanaian individuals, other institutional investors and its senior executives. The Bank was formerly Fidelity Discount House, the leading discount house in Ghana.

After operating profitably for 8 years, the business environment in the country attracted investors to the idea of establishing a bank. Fidelity Bank has a team of high caliber professionals with diverse skills and experience.

The Bank has invested heavily in technology and continues to invest heavily in training to ensure that it is at par with the best in the world. Fidelity Bank offers a comprehensive range of products and services to meet the banking and financial needs of existing and potential customers. To ensure the relevance of our comprehensive range of products and services, we continually review the demographics of our customer segments to ensure that our offerings meet the banking and financial needs of existing and potential customers.

Fidelity Bank’s vision is to become a world-class financial institution that provides superior returns for all stakeholders. With people who are professional and proactive, state of the art technology, exceptional corporate governance standards, good knowledge of the local market, financial capital and above all, a customer-centric culture, Fidelity Bank is contributing its quota to the development of the banking industry and by extension, the Ghanaian economy.

On October 1, 2014, the Bank acquired Pro-Credit Savings and Loans Company Limited (PCSL) from Pro-Credit Holding Germany (PCH) and the DOEN Foundation of the Netherlands. Pro-Credit Savings and Loans Limited (PCSL) was a nonbank financial institution that provided savings and lending services to its clients.

Fidelity Bank has two subsidiaries:
• Fidelity Asia Bank Limited
• Fidelity Securities Limited Fidelity Asia Bank Limited (FABL) was established in July 2012 as a wholly owned Asian subsidiary in Malaysia. FABL carries on the business of offshore banking. Fidelity Securities Limited (FSL), a fully owned subsidiary of the Bank, is the investment banking arm of the Bank. Formerly known as Fidelity Asset Management, FSL’s business involves providing advisory services, issuing of securities, raising of capital and undertaking portfolio investment management for clients.


Corporate Information

Board of Directors

Edward Effah - Chairman
Julian Kingsley Opuni - Managing Director
Ambassador (Mrs.) Johanna Svanikier 
Emmanuel Barima Manu
Aliya Shariff
Adwoa Nyantakyiwa Annan
Laureen Kouassi-Olsson 

Company Secretary

Ms. Maataa Opare

Other Committees

Audit Sub-Committee
Risk Sub-Committee
Technology Sub-Committee
Remuneration and Staff Welfare Sub- Committee

Registered Office

Fidelity Bank Ghana Limited
Ridge Tower,
10 Ambassadorial Enclave,
West Ridge, Accra.

Independent Auditor

No. 12 Airport City,
UNA Home,3rd Floor,
PMB CT 42, Cantonments,
Accra, Ghana

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