| »Fidelity Fees & Charges |
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| Fidelity Bank offers full range of financial services, and charges fees for some of them. Others are however provided free of charge. This brochure contains the tariffs on some of our products and services. These charges take effect from 1st March, 2007 and may be subject to change at any time. However, as and when changes are made, details will be available at all our branches. For those products and services that are not included in this brochure, details are available upon request from any of our branches. |
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| DOMESTIC SERVICES |
| STATEMENTS |
| Statements (Regular Month-end) |
Free |
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| Duplicate Statements |
¢10,000 per sheet |
GHC 1 |
| Stmt.Request before Due Date |
¢10,000 per sheet |
GHC 1 |
| Interim Stmt/screen print |
Free
|
Free |
| Enquires 1 Year and above |
¢150,000 flat |
GHC 15 |
| Enquires Over 3 Years |
¢100,000 Flat |
GHC 10 |
| Confirmation of Balances* |
¢75,000 Flat
|
GHC 7.5 |
|
*statements showing balances on all accounts of a customer
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| AUDOTORS REPORT** |
¢100,000 Flat |
GHC 10 |
| **Verification of Customer Balances by its Auditors |
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| STANDING ORDERS |
| Internal |
Free |
Free |
| External |
¢35,000 |
GHC3.5 |
| Unpaid Standing Order |
¢100,000 |
GHC 10 |
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| SALARY PROCESSING |
| Internal |
¢10,000 |
GHC 1 |
| External |
¢15,000 |
GHC 1.5 |
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| EPAY |
| Installation |
Free |
Free |
| Processing |
¢3,000 |
GHC 0.3 |
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| CARDS |
| Card Issue |
V-CARD |
VISA |
| Replacing Lost/damaged Card |
¢25,000 / GHC 2.5 |
¢40,000 / GHC 4 |
| Card Annual Fee |
¢25,000 / GHC 2.5 |
¢40,000 / GHC 4 |
| Atm Withdrawal Fee |
¢60,000 / GHC 6 |
¢180,000 / GHC 18 |
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| CHEQUE BOOKS |
| 25 leaflets |
¢25,000 |
GHC 2.5 |
| 50 leaflets |
¢50,000 |
GHC 5 |
| 100 leaflets |
¢100,000 |
GHC 10 |
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| UNPAID RETURN CHEQUES |
| Insufficient Funds |
¢250,000 or 10%of the face value |
GHC 25 or 10% of face value |
| Other Reasons |
¢30,000 |
GHC 3 |
|
Returned Cheques Drawn
|
¢20,000 |
GHC 2 |
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| CHEQUE VOUCHER RETRIVAL |
| Up To 1 Year |
¢50,000 |
GHC 5 |
| Beyond 1 Year |
¢75,000 |
GHC 7.5 |
| Over 3 Year |
¢100,000 |
GHC 10 |
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| STOPPED CHEQUE / PAYMENT |
¢50,000 |
GHC 5 |
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| CHEQUES PAYABLE |
| Inter Branch |
Free |
Free |
| Cheques payable in other banks |
0.5% of face value |
0.55 of face value |
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¢65,000 minimum |
GHC 6.5 |
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¢200,000 maximum |
GHC 20 |
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| SPECIAL CLEARING |
| (¢20M ) |
¢350,000 flat |
GHC 35 |
| *note: service provided for amounts in excess of ¢20m |
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| REFERRAL CHARGE* |
| *Unauthorized i.e. where a customer overdraws his account |
¢200,000 |
GHC 20 |
|
Prior written approval from the bank
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| MONEY TRANSFER |
| Inter Branch |
Free |
Free |
| Other Banks |
¢50,000 |
GHC 5 |
| Payments Orders/ Bank Draft |
0.25% of face Value |
0.25% of face value |
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Minimum ¢40, 00 |
Minimum GHC 4 |
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Maximum ¢200,000 |
Maximum GHC 20 |
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| Cash Collection |
Free |
Free |
| Current A/C Monthly Service Charge |
¢20,000 Individual |
GHC 2 |
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¢100,000 SME |
GHC 10 |
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¢200,000 Corporate |
GHC 20 |
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¢50,000 Association/Club & Societies |
GHC 5 |
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| CREDIT TRANSFER |
| (Inter-bank Transfer) |
¢50,000 per Transaction |
GHC 5 |
| Cancellation of Draft |
¢30,000 |
GHC 3 |
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FOREIGN SERVICES TRADE
DOCUMENTARY LETTERS OF CREDIT-IMPORTS |
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| A) Cash Covered |
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|
| Establishment Commission |
1.75% |
1.75% |
| Drawing/ payment Commission |
0.75% per subsequent qtr |
0.75% per subsequent qtr |
| Increase in Amount |
2% on the additional amount |
2% on the additional amount |
| Extension Period |
$20 Swift charges |
$20 Swift charges |
| Amendments (others) |
$20 Swift charges |
$20 Swift charges |
| Cancellation |
$125 Swift charges |
$125 Swift charges |
| Discrepancy Fee |
$50 per item |
$50 per item |
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| B) Non Cash Covered |
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| Establishment Commission-sight |
2% 1st 90 days |
2% 1st 90 days |
| Drawings |
0.75% per subsequent qtr |
0.75% per subsequent qtr |
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(Note: (A) above applies to sight import letters of credit)
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| Usance |
Same as the above. But in addition, |
Same as the above. But in addition, |
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For every 90 days an additional |
For every 90 days an additional |
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commission of 0.75% will be charged. |
commission of 0.75% will be charged. |
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| Increase in Amount |
2% on the additional amount |
2% on the additional amount |
| Extension Period |
$20 swift charges |
$20 swift charges |
| Swift Charges |
$25 |
$25 |
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| Amendment Commission |
$25 |
$25 |
| Amendment Swift Charges |
$25 |
$25 |
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| DOCUMENTARY COLLECTIONS- IMPORTS BILLS |
| Commission |
$25 |
$25 |
| Handling charges per Correspondence |
$25 |
$25 |
| Accepted bills of Exchange |
1.50% |
1.5% |
| Reminder on overdue Bills |
$25 per qtr |
$25 per qtr |
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| Documentary Letters Of Credit- Exports |
| Negotiation |
1% flat |
1% flat |
| Courier |
$50 |
$50 |
| Advising Commission |
$50 |
$50 |
| Confirmation Commission |
1% per qtr |
1% per qtr |
| Transfer of L/C For non account Holders |
¢200,000 flat |
¢200,000 flat |
| Cancellation of L/cs |
$100-$200 |
$100-$200 |
| Expired and Unutilized L/cs |
$100-$200 |
$100-$200 |
| Advising Commission (Customer) |
¢200,000 flat |
GHC 20 |
| Advising Commission (L/cs to other banks) |
Minimum of ¢200,000 |
Minimum of GHC 20 |
| Documents on collection Basis |
0.75% |
0.75% |
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Outward Bills for Collection- Export
|
| Handling Commission |
$25 |
$25 |
| Courier |
$50 |
$50 |
| Documentary bills on Collection |
0.75%
|
0.75% |
| Bills of exchange on Collection |
0.50% |
0.50% |
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| FOREIGN CURRENT ACCOUNT TRADE |
| FOREIGN CASH WITHDRAWAL |
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| Customer |
|
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| Foreign Currency Account |
2.5%
Minimum $5
Maximum $500
Up to $500 - No charge
Above $500-1%
Maximum $500 |
2.5%
Minimum $5
Maximum $500
Up to $500 - No charge
Above $500-1%
Maximum $500 |
| Non Customers |
3%
Minimum $5
Maximum $1000 |
3%
Minimum $5
Maximum $1000 |
| Maintenance Charge |
$5 Individuals
$10 Businesses |
$5 Individuals
$10 Businesses |
| Cheque Book (50 leaflet) |
$5 Individuals
$10 Businesses |
$5 Individuals
$10 Businesses |
| Stopped Cheques |
|
Returned Cheque
|
$20 |
$20 |
| Insufficient Funds |
$15 |
$15 |
| Other Reasons |
$15 |
$15 |
| Special Clearing |
$20, GBP15,Or Euro 20 |
$20, GBP 15,Or Euro 20 |
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Statements
|
| Statements (Regular) |
Free |
Frree |
| Statements Request |
$3 |
$3 |
| Copy statements for Forex Accounts |
$3 |
$3 |
| Auditors Certificate |
$4 |
$4 |
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GUARANTEES/BOND
|
| Issuance/Establishment Fee |
2.50% issuance |
2.50% issuance |
| Periodic Charge |
0.50% quartely |
0.50% quartely |
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TRAVELLERS CHEQUE PURCHASES
|
| Customers |
2.50% |
2.50% |
|
Non Customers
|
2.75% |
2.75% |
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TRAVELLERS CHEQUE SALES
|
| Customers |
1% face value |
1% face value |
| Non Customers |
1.5% face value |
1.5% face value |
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Minimum $20, Eur1 5, GBP 12 |
Minimum $20, Eur1 5, GBP 12 |
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| OUTWARD TRANSFERS |
AMOUNT |
$ |
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$100 - $10,000 |
80 |
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$10,001 - $50,000 |
300 |
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$50,001 - $50,000 |
600 |
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$100,001 - $200,000
|
1,200 |
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$200,001 - $500,000
|
3,000 |
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$500,001 - $1,000,000
|
7,000 |
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$1,000,001
|
25,000 |
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| DRAFTS |
AMOUNT |
$ |
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Up to $3,000
|
25 |
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$3,001 - $1,001-$25,000
|
40 |
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$25,001 - $50,000
|
100 |
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$50,001 - $80,000
|
400 |
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$80,001
|
600 |
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BOG DRAFT
|
1.5% flat |
1.5% flat |
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Minimum $20
|
Minimum $20 |
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Maximum $1,000
|
Maximum $1,000 |
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INWARD TRANSFERS
|
$10 |
$10 |
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